Life Insurance For Canadians Made Easy
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Top Life Insurance Providers in Canada
Insurance Hub Canada works as an insurance broker. This way, you get the right coverage at the right price. Everytime.
Life Insurance - The Modern Way
Anonymously answer a few questions about yourself and get a competitive quote in a few minutes. No one will contact you unless you want them to.
Not sure how much insurance you need?
Download our Needs Analysis Spreadsheet (Excel Spreadsheet)
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No dealing with salespeople until YOU decide.
When you are ready, reach out and a friendly, knowledgeable advisor will guide you through each step of the insurance application process.
Insurance can be tricky. Not all plans are created equal and not all insurance companies use the same criteria when deciding on coverage.
Our deep industry knowledge of the inner workings of the insurance world means better pricing for you, better coverage for those you love, and more peace of mind.
Most frequent questions and answers
Having even one cigarette in the past year would consider you a smoker. You need to be smoke free for minimum of one year to be considered smoke free..
This can only really be determined when you apply for life insurance and the insurance company considers you in good health and the chances of you passing away are low, in this case you could be considered preferred class. I would suggest always choosing regular class.
Just click on the button that says contact us or requested application. We will call you back at the time you have suggested.
No, we are able to complete the whole process over the phone or via video conferencing. You must have access to a computer.
I would suggest that you contact us and we can discuss that further to see if we can find a company that would cover you. We have several companies that will insurance individuals with a past history of illnesses.
It all depends on the type and how long ago you had the cancer. The best thing to do is contact us to have a discussion.
It depends on date of the heart attack and the medication you are taking. The best thing is to contact us.
Just fill out the information on the quote page and you will be provided prices from all the insurance company and then you can chose who you want to deal with.
No, there are many items to consider when purchasing life insurance. You should consider the price of renewal, whether the insurance is convertible and if the insurance can be extended without a medical.
Our number one goal is client satisfaction. All of our agents are licenced and experienced in providing information about life, critical illness and disability insurance. We don’t offer any sort of sales pitch and will make sure you receive the correct product for your situation.
Yes and No. It depends on the company and the amount of insurance you are applying for. There are companies that don’t require any medical tests.
We have provided a life insurance calculator under the resources button for your calculation.
We are here to help you with that. Everyone is different and every situation is different and we will guide you in choosing the right company.
Here’s what other’s are saying…
Understanding Life Insurance Terms
- While the 10-Year Term Life Insurance option offers the most cost effective initial premium, it increases every ten years, and expires at age 80/85 without value. This may be an optional Life Insurance product if your needs are of a temporary nature.
- Premiums on this Life Insurance program renew at an increased rate every 10 years, until the Policyholder attains the age of 80 or 85 at which time the Life Insurance contract terminates.
- The contract does allow for “conversion” where you, the insured, are allowed to exchange the Life Insurance contract for one of a more permanent nature without having to provide evidence of good health.